Treasury

Bank treasury operations, investments, and money markets.

Articles

MT 340 Explained: Forward Rate Agreement Confirmation

How banks confirm an FRA — an agreement to fix an interest rate for a future period, without exchanging principal.

26 Aug 2026 · 2 min read MT 330 Explained: Call/Notice Loan/Deposit Confirmation

How banks confirm a money-market deposit that has no fixed maturity, redeemable on an agreed notice period instead.

25 Aug 2026 · 2 min read MT 320 Explained: Fixed Loan/Deposit Confirmation

How banks confirm the terms of an interbank money-market deposit or loan with a fixed maturity date.

24 Aug 2026 · 2 min read MT 300 Explained: Foreign Exchange Confirmation

The SWIFT message that confirms the agreed terms of a spot, forward, or swap FX deal between two counterparties.

23 Aug 2026 · 2 min read CRR, SLR, and Repo Rate: How RBI's Treasury Tools Affect Bank Liquidity

Every bank's treasury desk works within limits set by RBI's CRR, SLR, and repo rate policy. Here is what each tool does and how they connect to a bank's day-to-day liquidity.

18 Aug 2026 · 2 min read

Frequently Asked Questions

For loans linked to an external benchmark or a bank's repo-linked lending rate, a repo rate hike typically feeds through to a higher lending rate over time, which can increase EMIs or loan tenure depending on the loan structure.

CRR and SLR directly affect the quantity of funds available for banks to lend, while the repo rate affects the price (cost) of short-term borrowing — RBI uses a combination of tools depending on whether it wants to manage liquidity, rates, or both.