News & Updates

Forex MT 200 Explained: Financial Institution Transfer for its Own Account

How a bank moves its own money between its accounts at different correspondents — not a customer payment. 18 Aug 2026 · 2 min read

Digital Loans Digital Car Loan: What to Check Before You Apply Online

What a digital vehicle loan application actually covers, how on-road price and margin affect your loan amount, and the paperwork you still need even for an online application. 17 Aug 2026 · 2 min read

Forex MT 190 Explained: Advice of Charges, Interest and Other Adjustments

How a correspondent bank tells an account-holding customer bank about charges or interest applied to their account. 17 Aug 2026 · 2 min read

MSME MSME Credit in India: Udyam Registration, CGTMSE, and Mudra Loans Explained

Small businesses have several dedicated routes to formal credit. Here is how Udyam registration, collateral-free CGTMSE-backed loans, and Mudra loans fit together. 16 Aug 2026 · 2 min read

Digital Loans Digital Gold Loan: How Online Gold Loans Work

How a digital gold loan differs from a branch gold loan, what determines how much you can borrow, and what to check before pledging jewellery online. 16 Aug 2026 · 2 min read

Forex MT 111 Explained: Request for Stop Payment of a Cheque

What goes into a formal SWIFT request to block a specific cheque from being honoured. 16 Aug 2026 · 2 min read

FEMA FEMA Basics: Capital Account vs Current Account Transactions

The Foreign Exchange Management Act draws a key distinction between capital and current account transactions, which determines how freely a cross-border transaction is permitted. 15 Aug 2026 · 2 min read

SARFAESI SARFAESI Act: How Banks Enforce Security Without Going to Court First

The SARFAESI Act lets secured lenders act against defaulting borrowers' collateral without first obtaining a court decree. Here is the process, step by step. 15 Aug 2026 · 2 min read

Forex MT 110 Explained: Advice of Cheque

Why a bank tells the drawee bank about a cheque before it is ever presented, and what the message contains. 15 Aug 2026 · 2 min read

Risk The Three Main Risk Categories Every Bank Manages

Banking risk management is usually organised around three broad categories. Here is what each one covers and how Basel III capital rules tie them together. 14 Aug 2026 · 2 min read

Import Importing into India: Bill of Entry and Customs Clearance Basics

Getting goods through Indian customs starts with filing a Bill of Entry. Here is what that document covers and how the clearance process generally flows. 14 Aug 2026 · 2 min read

Forex MT 104 Explained: Direct Debit and Request for Debit Transfer

How a bank collects funds from multiple payer accounts under standing mandates, bundled into a single SWIFT message. 14 Aug 2026 · 2 min read